Cost by Site of Care

What a therapy costs the plan and the patient at each site of care.

Open the tool → Runs in your browser. Data leaves only if you deliberately send a problem report from the interactive tool.

Example

Administrations in the plan year
6
Deductible still to meet
500 USD
Out-of-pocket maximum still to meet
4000 USD
Site 1 name
Hospital outpatient
Site 1 allowed amount per administration
9000 USD
Site 1 coinsurance or copay
Coinsurance (percent)
Site 1 coinsurance percent or copay dollars
20
Site 2 name
Home infusion
Site 2 allowed amount per administration
5200 USD
Site 2 coinsurance or copay
Copay per administration (dollars)
Site 2 coinsurance percent or copay dollars
50

Result: Lowest total cost: Home infusion, $31,200.00 a year against $54,000.00 at Hospital outpatient (a difference of $22,800.00). Lowest for the patient: Home infusion, $800.00 a year.

The tool opens with these values already filled in. Replace them with your own.

What you enter

  • Administrations in the plan year
  • Deductible still to meet
  • Out-of-pocket maximum still to meet
  • Site 1 name
  • Site 1 allowed amount per administration
  • Site 1 coinsurance or copay
  • Site 1 coinsurance percent or copay dollars
  • Site 2 name
  • Site 2 allowed amount per administration
  • Site 2 coinsurance or copay
  • Site 2 coinsurance percent or copay dollars
The other 8 fields
  • Site 3 name
  • Site 3 allowed amount per administration
  • Site 3 coinsurance or copay
  • Site 3 coinsurance percent or copay dollars
  • Site 4 name
  • Site 4 allowed amount per administration
  • Site 4 coinsurance or copay
  • Site 4 coinsurance percent or copay dollars
How this is calculated

Citation

Compares each site's allowed amount and cost sharing, entered by the reader, over the plan year, applying the deductible and a non-grandfathered plan's out-of-pocket maximum (45 CFR 156.130) the same way at every site. Read the source ↗

A reference and educational tool. Not medical, legal, or financial advice, and not a substitute for clinician judgment.

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Built by Clay Good. Source on GitHub.