Premium Tax Credit Estimate
Estimated Marketplace premium tax credit.
Open the tool → Runs in your browser. Data leaves only if you deliberately send a problem report from the interactive tool.
Example
- Household income (MAGI) a year
- 40000 USD
- Household size
- 1
- Where the household lives
- The 48 contiguous states and DC
- Benchmark silver premium a month
- 550 USD
- Coverage year
- 2026
Result: Estimated premium tax credit $263.00 a month ($3,156.00 a year): the benchmark silver plan ($550.00 a month) less the expected contribution of $287.00 a month.
The tool opens with these values already filled in. Replace them with your own.
What you enter
- Household income (MAGI) a year
- Household size
- Where the household lives
- Benchmark silver premium a month
- Coverage year (blank for this year)
How this is calculated
Citation
26 U.S.C. 36B; Rev. Proc. 2025-25 (2026) and 2026-26 (2027) applicable percentages, interpolated linearly within each band and rounded to a hundredth (26 CFR 1.36B-3(g)); income 100% to 400% of the prior year's poverty line (1.36B-2(b)). Read the source ↗
A reference and educational tool. Not medical, legal, or financial advice, and not a substitute for clinician judgment.