Part D Drug Cost Through the Year

What a Part D drug costs through the year.

Open the tool → Runs in your browser. Data leaves only if you deliberately send a problem report from the interactive tool.

Example

Drug monthly cost
800 USD
First month filled, 1 to 12
1
Plan year
2026

Result: $2,100.00 for the year: the 2026 out-of-pocket cap of $2,100.00 is reached in September, and later fills cost $0.

The tool opens with these values already filled in. Replace them with your own.

What you enter

  • Drug monthly cost (plan price)
  • First month filled, 1 to 12
  • Plan deductible, if lower than the maximum
  • Plan year (blank for this year)
How this is calculated

Citation

Medicare.gov, Part D costs: a deductible of at most $615 in 2026 ($700 in 2027), then 25% coinsurance until out-of-pocket spending reaches $2,100 ($2,400 in 2027), then $0 (Social Security Act 1860D-2(b)(4)). Read the source ↗

A reference and educational tool. Not medical, legal, or financial advice, and not a substitute for clinician judgment.

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Built by Clay Good. Source on GitHub.