Medicare Patient Cost-Share (Part A / B / SNF)

Medicare patient cost-share: Part B deductible then coinsurance (or Part A deductible/coinsurance days) on the allowed amount, before any Medigap/secondary.

Open the tool → Runs in your browser. Data leaves only if you deliberately send a problem report from the interactive tool.

Example

Medicare benefit
Part B (outpatient / physician)
Medicare-allowed amount
500 $
Remaining deductible
283 $

Result: Part B patient share $326.40: $283.00 deductible + 20% of $217.00 ($43.40); Medicare pays $173.60.

The tool opens with these values already filled in. Replace them with your own.

What you enter

  • Medicare benefit: A (inpatient hospital), B (outpatient), or SNF
  • Medicare-allowed amount
  • Remaining deductible (defaults to the current Part B deductible)
How this is calculated

SSA Title XVIII and the CMS CY2026 Medicare cost-sharing amounts: Part A inpatient deductible $1,736, days 61-90 $434/day, lifetime-reserve $868/day; SNF days 21-100 $217/day; Part B deductible $283 then 20% of the approved amount. The patient share before secondary coverage. Read the source ↗

A reference and educational tool. Not medical, legal, or financial advice, and not a substitute for clinician judgment.

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Built by Clay Good. Source on GitHub.